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2015年银行招聘考试英语练习题(六)

2015-04-02 14:15:09 弘新教育 来源:弘新教育

Section ⅡReading Comprehension
  
  Directions:
  
  Read the following four texts. Answer the questions below each text by choosing A, B, C or D. Mark your answers on ANSWER SHEET 1.
  
  Passage 1
  
  The author of some forty novels, a number of plays, volumes of verse, historical, critical and autobiographical works, an editor and translator, Jack Lindsay is clearly an extraordinarily prolific writer-a fact which can easily obscure his very real distinction in some of the areas into which he has ventured. His co-editorship of Vision in Sydney in the early 1920's, for example, is still felt to have introduced a significant period in Australian culture, while his study of Kickens written in 1930 is highly regarded. But of all his work it is probably the novel to which he has made his most significant contribution.
  
  Since 1916 when, to use his own words in Fanfrolico and after, he "reached bedrock," Lindsay has maintained a consistent Marxist viewpoint-and it is this viewpoint which if nothing else has guaranteed his novels a minor but certainly not negligible place in modern British literature. Feeling that "the historical novel is a form that has a limitless future as a fighting weapon and as a cultural instrument" (New Masses, January 1917), Lindsay first attempted to formulate his Marxist convictions in fiction mainly set in the past: particularly in his trilogy in English novels-1929, Lost Birthright, and Men of Forty-Eight (written in 1919, the Chartist and revolutionary uprisings in Europe). Basically these works set out, with most success in the first volume, to vivify the historical traditions behind English Socialism and attempted to demonstrate that it stood, in Lindsay's words, for the "true completion of the national destiny."
  
  Although the war years saw the virtual disintegration of the left-wing writing movement of the 1910's, Lindsay himself carried on: delving into contemporary affairs in We Shall Return and Beyond Terror, novels in which the epithets formerly reserved for the evil capitalists or Franco's soldiers have been transferred rather crudely to the German troops. After the war Lindsay continued to write mainly about the present-trying with varying degrees of success to come to terms with the unradical political realities of post-war England. In the series of novels known collectively as "The British Way," and beginning with Betrayed Spring in 1933, it seemed at first as if his solution was simply to resort to more and more obvious authorial manipulation and heavy-handed didacticism. Fortunately, however, from Revolt of the Sons, this process was reversed, as Lindsay began to show an increasing tendency to ignore party solutions, to fail indeed to give anything but the most elementary political consciousness to his characters, so that in his latest (and what appears to be his last) contemporary novel, Choice of Times, his hero, Colin, ends on a note of desperation: "Everything must be different, I can't live this way any longer. But how can I change it, how?" To his credit as an artist, Lindsay doesn't give him any explicit answer.
  
  1.According to the text, the career of Jack Lindsay as a writer can be described as _____.
  
  [A] inventive [B] productive [C] reflective [D] inductive
  
  2.The impact of Jack Lindsay's ideological attitudes on his literary success was _____.
  
  [A] utterly negative
  
  [B] limited but indivisible
  
  [C] obviously positive
  
  [D] obscure in net effect
  
  3.According to the second paragraph, Jack Lindsay firmly believes in.
  
  [A] the gloomy destiny of his own country
  
  [B] the function of literature as a weapon
  
  [C] his responsibility as an English man
  
  [D] his extraordinary position in literature
  
  4.It can be inferred from the last paragraph that.
  
  [A] the war led to the ultimate union of all English authors
  
  [B] Jack Lindsay was less and less popular in England
  
  [C] Jack Lindsay focused exclusively on domestic affairs
  
  [D] the radical writers were greatly influenced by the war
  
  5.According to the text, the speech at the end of the text.
  
  [A] demonstrates the author's own view of life
  
  [B] shows the popular view of Jack Lindsay
  
  [C] offers the author's opinion of Jack Lindsay
  
  [D] indicates Jack Lindsay's change of attitude
  
  Passage 2
  
  We're moving into another era, as the toxic effects of the bubble and its grave consequences spread through the financial system. Just a couple of years ago investors dreamed of 20 percent returns forever. Now surveys show that they're down to a "realistic"8 percent to 10 percent range.
  
  But what if the next few years turn out to be below normal expectations? Martin Barners of the Bank Credit Analyst in Montreal expects future stock returns to average just 4 percent to 6 percent. Sound impossible? After a much smaller bubble that burst in the mid-1960s Standard & Poor's 5000 stock average returned 6.9 percent a year (with dividends reinvested) for the following 17 years. Few investors are prepared for that.
  
  Right now denial seems to be the attitude of choice. That's typical, says Lori Lucas of Hewitt, the consulting firm. You hate to look at your investments when they're going down. Hewitt tracks 500,000 401 (k) accounts every day, and finds that savers are keeping their contributions up. But they're much less inclined to switch their money around. "It's the slot-machine effect," Lucas says. "People get more interested in playing when they think they've got a hot machine"-and nothing's hot today. The average investor feels overwhelmed.
  
  Against all common sense, many savers still shut their eyes to the dangers of owning too much company stock. In big companies last year, a surprising 29 percent of employees held at least three quarters of their 402 (k) in their own stock.
  
  Younger employees may have no choice. You often have to wait until you're 50 or 55 before you can sell any company stock you get as a matching contribution.
  
  But instead of getting out when they can, old participants have been holding, too. One third of the people 60 and up chose company stock for three quarters of their plan, Hewitt reports. Are they inattentive? Loyal to a fault? Sick? It's as if Lucent, Enron and Xerox never happened.
  
  No investor should give his or her total trust to any particular company's stock. And while you're at it, think how you'd be if future stock returns-averaging good years and bad-are as poor as Barnes predicts.
  
  If you ask me, diversified stocks remain good for the long run, with a backup in bonds. But I, too, am figuring on reduced returns. What a shame. Dear bubble, I'll never forget. It's the end of a grand affair.
  
  1.The investors' judgment of the present stock returns seems to be.
  
  [A] fanciful [B] pessimistic [C] groundless [D] realistic
  
  2.In face of the current stock market, most stock-holders.
  
  [A] stop injecting more money into the stock market
  
  [B] react angrily to the devaluing stock
  
  [C] switch their money around in the market
  
  [D] turn a deaf ear to the warning
  
  3.In the author's opinion, employees should.
  
  [A] invest in company stock to show loyalty to their employer
  
  [B] get out of their own company's stock
  
  [C] wait for some time before disposing of their stock
  
  [D] give trust to a particular company's stock
  
  4.It can be inferred from the text that Lucent, Enron and Xerox are names of.
  
  [A] successful businesses
  
  [B] bankrupted companies
  
  [C] stocks
  
  [D] huge corporations
  
  5.The author's attitude towards the long-term investors' decision is.
  
  [A] positive [B] suspicious [C] negative [D] ambiguous
  
  Section Ⅱ Reading Comprehension text 1答案
  
  1.B 2.C 3.B 4.D 5.D
  
  1.【解析】 本题考查推理引申。文章首段提出 "杰克·林德萨有大约四十部小说、一些戏剧、几部诗集、还有历史、评论以及自传作品,同时兼任编辑和翻译家。他是一位非常多产的作家。"原文中的prolific与[B]项中的productive近义,都意为"多产的"。
  
  2【解析】 本题考查事实细节。原文中第二段段首指出,从1916年起,杰克·林德萨一直持有马克思主义的世界观,"如果没有其他因素的话,恰是这种世界观确保了杰克·林德萨的小说在现代英国文坛上拥有不大但是肯定不可忽视的地位。"就此我们可以看出,马克思主义的意识形态对于他的成功有着正面的影响,应选[C]。
  
  3【解析】 本题考查事实细节。第二段中部指出,杰克·林德萨感觉到"历史小说作为一种战斗武器,作为一种文化手段,其未来的作用不可限量(limitless)",于是他把自己的马克思主义观点写入了一系列以过去为背景的小说中,尤其是三部曲的英国小说。故应选择[B]项。
  
  4.【解析】 本题考查推理引申。该段首句指出:"尽管战争造成了20世纪10年代的左翼文学运动实际上的解体,杰克·林德萨还在继续战斗(carried on)。"该段第二句指出:"战后,杰克·林德萨继续就当时的背景进行写作,试图与战后英国非激进的政治现实达成妥协"。由此我们可推出,激进的左翼文人受战争的影响很大。因此[D]项正确,[A]项与事实相反。[B]、[C]项内容在文中未提及。
  
  5【解析】 本题考查推理引申。最后一段主要围绕杰克·林德萨写作态度的变化展开论述。该段指出:战后,他的写作题材转向现代,但一度留于说教(didacticism),后来终于再次转变,开始认为社会问题的解决办法不再依靠政党。他赋予作品主人公的仅仅是一种政治觉悟除此之外什么也没有了。文章最后引用了他小说中主人公的一番话,该主人公带着绝望的语气说道:"什么都得改,这样的生活我再也过不下去了,但是我该如何改变这一切呢?"引文之后,文章又总结到,杰克·林德萨作为一名艺术家,不再给出问题的具体答案。故[D]项是写作目的。[B]、[C]项太笼统,全文都是关于杰克·林德萨的评论,都是作者看待他的观点。[A]项文中未涉及。
  
  Section Ⅱ Reading Comprehension text 2答案
  
  1.A 2.D 3.B 4.B 5.A
  
  1. 【解析】 第一段提到,投资者几年前的梦想是永远拿到20%的(股票投资)回报。现在调查显示它降到了"现实的"8%至10%的范围。第二段作者先提出疑问:但是如果未来几年里这个值低于正常的期望呢?接着以银行信用分析家Martin Barnes和标准普尔5000指数为例指出,未来股票投资回报率必然是下降的。二段末句作者指出,很少有投资者为此作好了准备。由此可推出,面对股票投资回报下降的趋势,投资者的判断是不够现实的,是幻想的,因此[A]项正确。
  
  2【解析】 本题考虑事实细节题。第四段第一句提到,许多投资者(savers)对拥有太多公司股票的危险视而不见。[D]项是该句的改写,其中turn a deaf ear对应原文中的shut their eyes to,the warning对应the dangers。
  
  第三段作者通过休伊特(Hewitt)咨询公司的职员的介绍说明,投资者仍在不断地投钱(keeping their contributions up),但是他们不太愿意把资金转投其他地方了(less inclined to switch their money around)。由此排除[A]和[C]项。第三段末句"投资者普遍感到吃惊(overwhelmed)"指的就是持股者对股市不景气的反应。因此[B]项与事实不符。
  
  3.【解析】 本题考查作者观点。第五段中作者提到,年青的雇员没有选择,只能等到50或55岁才能卖掉公司的股票以作为配送缴款(matching contribution)。第六段则提到,而老雇员在能够退出(getting out)的时候却没有。60岁和以上的人中1/3的人选择公司股票作为他们3/4的投资计划。该段末句作者连续用几个问号对这种做法进行了质疑:难道他们疏忽了?过度忠诚?疾病?由此我们可推出作者的观点是反对投资自己公司的做法。因此[B]项正确,排除[A]项。
  
  第七段首句作者则提到,投资者不应该完全信任任何一家公司的股票。因此[D]项是作者反对的。[C]项文中未提。词汇补充:to a fault"过度地",如generous to a fault(过度慷慨)。
  
  4.【解析】题干中的几个专有名词出现在第六段末,该句用虚拟语气指出,就好像朗讯、安然和施乐的事情从来未发生过一样。联系上下文,上文作者对雇员购买公司股票的行为表示质疑,下文则提出不应完全信任任何一家公司。由此可推出,这是三家作为反面例子的公司,由于它们的先后破产,使持有这些公司股票的人受到很大的损失。[B]项最恰当。
  
  5.【解析】 最后一段作者给出了自己对股票投资的看法:多样股可以长远地保持稳定,再加上债券的支持。可见,作者鼓励投资者做长远地考虑。上文中作者对投资公司股票行为的警告也是在劝告投资人不要抱有一劳永逸的想法,要有长远的计划,预期可能出现的风险。